NSCCU Launches First ND Debit BNPL Program

We are excited to announce the launch of NSCCU's new Buy Now, Pay Later (BNPL) program; designed to give members greater financial flexibility and control over everyday spending. North Star Community Credit Union is the first credit union to introduce this program on debit cards in North Dakota and we are doing so as part of our ongoing mission to deliver financial solutions, one person at a time.

The BNPL program allows members to split eligible debit card purchases into predictable installment payments through the mobile app and Anytime Online. Members may also choose to receive funds in their checking account prior to making a purchase, offering added flexibility when managing planned or unexpected expenses.

“North Star Community Credit Union exists to deliver financial solutions that support our members in achieving personal financial freedom,” said Yvonne Fossen, VP of Operations. “This BNPL program is an extension of that commitment -providing a digital-first, accessible, and responsible tool that empowers our members to manage their budgets, handle life’s unexpected costs, and move forward with confidence.”

The program is powered by equipifi, the leading BNPL platform built for financial institutions, and is fully integrated within the Anytime Online platform. Members can view and accept personalized offers securely and efficiently, without leaving the credit union’s trusted online access platform.

By keeping the solution in-house, we can ensure that members can access a safer BNPL product with terms reflective of their financial context and longstanding relationship with the credit union. This approach also enables us to reinvest value generated by the program into enhanced member services, lower costs, and a stronger impact in the communities we serve.

The BNPL program reflects North Star Community Credit Union’s broader commitment to supporting members’ financial journeys through innovation, compassion, and personalized service.

Click here to learn more about the program requirements and restrictions.